Terms of Service

The Terms and Conditions contained herein shall apply to any person (“User”) using the services of this The Pallikoodam for making payments (The Pallikoodam related fees) through an online payment gateway service (“Service”) offered by RazorPay, through this website. Each User is therefore deemed to have read and accepted these Terms Of Services.

A. Privacy Policy

The Pallikoodam respects and protects the privacy of the individuals that access the information and use the services provided through them.  Individually identifiable information about the User is not wilfully disclosed to any third party without first receiving the User’s permission, as covered in this Privacy Policy.

This Privacy Policy describes The Pallikoodam’s treatment of personally identifiable information that The Pallikoodam collects when User is on the this website does not collect any unique information about the User (such as User’s name, email address, age, gender etc.) except when the User specifically and knowingly provide such information on the Website. Like any business interested in offering the highest quality of service to clients, The Pallikoodam may, from time to time, send email and other communication to the User tell them about the various services, features, functionality and content offered by The Pallikoodam website or seek voluntary information from you.

Please be aware, however, that The Pallikoodam will release specific personal information about the User if required to do so in the following circumstances:

  • In order to comply with any valid legal process such as a search warrant, statute, or court order, or
  • If any of User’s actions on The Pallikoodam ‘s website violate the Terms of Service or any of The Pallikoodam’s guidelines for specific services, or
  • To protect or defend The Pallikoodam’s legal rights or property, The Pallikoodam’s site, or The Pallikoodam’s Users or
  • To investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the security, integrity of The Pallikoodam’s website/offerings.

B. General Terms and Conditions For Online-Payments

  1. Once a User has accepted these Terms and Conditions, he/she may register and avail the Services and products offered on The Pallikoodam’s website.
  2. The Pallikoodam rights, obligations, undertakings shall be subject to the laws in force in India, as well as any directives/procedures of Government of India, and nothing contained in these
    Terms and Conditions shall be in derogation of The Pallikoodam’s right to comply with any law enforcement agencies request or requirements relating to any User’s use of the website or information provided to or gathered by The Pallikoodam’s with respect to such use. Each User accepts and agrees that the provision of details of his/her use of the Website to regulators or police or to any other third party in order to resolve disputes or complaints which relate to the Website shall be at the absolute discretion of The Pallikoodam.
  3. If any part of these Terms and Conditions is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth herein, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms and Conditions shall continue in effect.
  4. These Terms and Conditions constitute the entire agreement between the User and the The Pallikoodam. These Terms and Conditions supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the User and The Pallikoodam. A printed version of these Terms and Conditions and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
  5. The entries in the books of The Pallikoodam and/or the Payment Service Providers kept in the ordinary course of business of The Pallikoodam and/or the Payment Service Providers with regard to transactions covered under these Terms and Conditions and matters therein appearing shall be binding on the User and shall be conclusive proof of the genuineness and accuracy of the transaction.
  6. Cancellation & Refund: No cancellations are allowed once the fees are paid. The Pallikoodam will not be refunding any amount in case of Fee cancellation. In case of any queries like duplicate processing, cancellation of the admission/postponement the user shall immediately approach The Pallikoodam with his/ her claim details. Such refund (if any) shall be effected by The Pallikoodam via payment gateway or by means of a demand draft or such other means asThe Pallikoodam deems appropriate. As a rule The Pallikoodam does not allow any refund against cancellation. Note : Transaction fees levied on transactions will not be refunded/reversed
  7. In these Terms and Conditions, the term “Charge Back” shall mean, approved and settled credit card or net banking purchase transaction(s) which are at any time refused, debited or charged back to merchant account (and shall also include similar debits to Payment Service Provider’s accounts, if any) by the acquiring bank or credit card company for any reason whatsoever, together with the bank fees, penalties and other charges incidental there to), within 7 days.
  8. Server Slow Down/Session Timeout: In case the Website or Payment Service Provider’s webpage, that is linked to the Website, is experiencing any server related issues like ‘slow down’ or
    ‘failure’ or ‘session timeout’, the User shall, before initiating the second payment, check whether his/her Bank Account has been debited or not and accordingly resort to one of the following options:

    1. In case the Bank Account appears to be debited, ensure that he/ she does not make the payment twice and immediately thereafter contact The Pallikoodam via e-mail or any other mode of contact.
      as provided by The Pallikoodam to confirm payment.
    2. In case the Bank Account is not debited, the User may initiate a fresh transaction to make payment.
  9. However, the User agrees that under no circumstances the Payment Gateway Service Provider shall be held responsible for such fraudulent/duplicate transactions and hence no claims should be raised to Payment Gateway Service Provider No communication received by the Payment Service Provider(s) in this regards shall be entertained by the Payment Service Provider(s).

C. Limitation of Liability

  1. The Pallikoodam has made this Service available to the User as a matter of convenience. The Pallikoodam expressly disclaims any claim or liability arising out of the provision of this Service. The User agrees and acknowledges that he/she shall be solely responsible for his/her conduct and that The Pallikoodam reserves the right to terminate the rights to use of the Service immediately without giving any prior notice thereof.
  2. The Pallikoodam and/or the Payment Service Providers shall not be liable for any inaccuracy, error or delay in, or omission of (a) any data, information or message, or (b) the transmission or delivery of any such data, information or message or (c) any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, non-performance or interruption in any such data, information or message. Under no circumstances shall The Pallikoodam and/or the Payment Service Providers, its employees, directors, and its third-party agents involved in processing, delivering or managing the Services, be liable for any direct, indirect, incidental, special or consequential damages, or any damages what so ever, including punitive or exemplary arising out of or in any way connected with the provision of or any inadequacy or deficiency in the provision of the Services or resulting from unauthorized access or alteration of transmissions of data or arising from suspension or termination of the Services.
  3. The Pallikoodam and the Payment Service Provider(s) assume no liability whatsoever for any monetary or other damage suffered by the User on account of:
    1. The delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Payment Gateway or Services in connection there to and/or
    2. Any interruption or errors in the operation of the Payment Gateway.
  4. The User shall indemnify and hold harmless the Payment Service Provider(s) and The Pallikoodam and their respective officers, directors, agents, and employees, from any claim or demand, or actions arising out of or in connection with the utilization of the Services.
  5. The User agrees that The Pallikoodam or any of its employees will not be held liable by the User for any loss or damages arising from your use of, or reliance upon the information contained on the Website, or any failure to comply with these Terms and Conditions where such failure is due to circumstance beyond The Pallikoodams reasonable control.

D. Miscellaneous Conditions

  1. Any waiver of any rights available to The Pallikoodam under these Terms and Conditions shall not mean that those rights are automatically waived.
  2. The User agrees, understands and confirms that his/ her personal data including without limitation details relating to debit card/ credit card transmitted over the Internet may be susceptible to misuse, hacking, theft and/ or fraud and that The Pallikoodam or the Payment Service Provider(s) have no control over such matters.
  3. Although all reasonable care has been taken towards guarding against unauthorized use of any information transmitted by the User, The Pallikoodam does not represent or guarantee that the use of the Services provided by/through it will not result in theft and/or unauthorized use of data over the Internet.
  4. The Pallikoodam, the Payment Service Provider(s) and its affiliates and associates shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the Website.
  5. The User may be required to create his/her own User ID and Password in order to register and/ or use the Services provided by The Pallikoodam on the Website. By accepting these Terms and Conditions the User aggress that his/her User ID and Password are very important pieces of information and it shall be the User’s own responsibility to keep them secure and confidential. In furtherance here of, the User agrees to
    1. Choose a new password, whenever required for security reasons.
    2. Keep his/ her User ID & Password strictly confidential.
    3. Be responsible for any transactions made by User under such User ID and Password.

The User is here by informed that The Pallikoodam will never ask the User for the User’s password in an unsolicited phone call or in an unsolicited email. The User is here by required to sign out of his/her The Pallikoodam account on the Website and close the web browser window when the transaction(s) have been completed. This is to ensure that others cannot access the User’s personal information and correspondence when the User happens to share a computer with someone else or is using a computer in a public place like a library or Internet café.

E. Debit/Credit Card, Bank Account Details

  1. The User agrees that the debit/credit card details provided by him/ her for use of the aforesaid Service(s) must be correct and accurate and that the User shall not use a debit/credit card, that is not lawfully owned by him/her or the use of which is not authorized by the lawful owner thereof. The User further agrees and undertakes to provide correct and valid debit/credit card details.
  2. The User may pay his/her fees to The Pallikoodam by using a debit/credit card or through online banking account. The User warrants, agrees and confirms that when he/she initiates a payment transaction and/or issues an online payment instruction and provides his/her card/bank details:
    1. The User is fully and lawfully entitled to use such credit/debit card, bank account for such transactions
    2. The User is responsible to ensure that the card/bank account details provided by him/her are accurate
    3. The User is authorizing debit of the nominated card/bank account for the payment of fees selected by such User along with the applicable Fees.
    4. The User is responsible to ensure sufficient credit is available on the nominated card/ bank account at the time of making the payment to permit the payment of the dues payable or the bill(s) selected by the User inclusive of the applicable Fee.

F. Personal Information

  1. The User agrees that, to the extent required or permitted by law, The Pallikoodam and/ or the Payment Service Provider(s) may also collect, use and disclose personal information in connection with security related or law enforcement investigations or in the course of cooperating with authorities or complying with legal requirements.
  2. The User agrees that any communication sent by the User vide e-mail, shall imply release of information there in/there with to The Pallikoodam. The User agrees to be contacted via e-mail on such mails initiated by him/her.
  3. In addition to the information already in the possession of The Pallikoodam and/or the Payment Service Provider(s), The Pallikoodam may have collected similar information from the User in the past. By entering the Website the User consents to the terms of The Pallikoodam, information privacy policy and to The Pallikoodam continued use of previously collected information. By submitting the User’s personal information to The Pallikoodam, the User will be treated as having given his/her permission for the processing of the User’s personal data as set out here in.
  4. The User acknowledges and agrees that his/her information will be managed in accordance with the laws for the time in force.

G. Payment Gateway Disclaimer

The Service is provided in order to facilitate access to view and pay Student Fees online. The Pallikoodam or the Payment Service Provider(s) do not make any representation of any kind, express or implied, as to the operation of the Payment Gateway other than what is specified in the Website for this purpose. By accepting/agreeing to these Terms and Conditions, the User expressly agrees that his/her use of the aforesaid online payment Service is entirely at own risk and responsibility of the User.

H. Shipping Policy

We do not have a shipping policy since it is not applicable to our kind of services.

I. Return Policy

We do not have a return policy since it is not applicable to our kind of services.


If you have any complaints about the Website, we want to hear from you so we can improve our Service. Please email us and we will consider your comments carefully.

General Information

These Terms and Conditions constitute the entire agreement between you and The Pallikoodam and govern your use of the Service, superseding any prior agreements between you and The Pallikoodam. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. Our relationship with you is subject to Indian law and the exclusive jurisdiction of the Indian courts. Any failure by The Pallikoodam to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect.
The Pallikoodam may change this Privacy Policy from time to time. Laws, regulations and industry standards evolve, which may make those changes necessary, or we may make changes to our business. We will post the changes to this page and encourage you to review our Privacy Policy to stay informed. If we make changes that materially alter your privacy rights, the Pallikoodam will provide additional notice, such as via email or through the Site. If you disagree with the changes to this Privacy Policy, you should deactivate your Site account. Contact the Company if you wish to request the removal of Personal Data under their control and limited to what is not required to be kept as stated previously in this Privacy Policy.